Disclaimer

1. Not Financial Advice

Debt Resolver provides educational tools and projections to help you understand and plan your debt payoff. Nothing in the Service constitutes financial, legal, tax, or investment advice. We are not financial advisors, and the Service does not replace professional financial guidance.

2. Estimates, Not Guarantees

All projections, including your Freedom Date, Lender Cut, and payoff schedules, are estimates based on the information you provide and assumptions about future behavior (such as consistent monthly payments). Actual results will vary based on your real-world financial decisions, changes in interest rates, fees, and other factors outside our control.

3. Lender Calculations May Differ

Your actual lender may calculate interest, fees, and payment allocation differently than the estimates shown in Debt Resolver. Always refer to your official account statements and your lender's terms for authoritative information.

4. We Do Not Negotiate or Pay Your Debts

Debt Resolver does not contact creditors on your behalf, negotiate debt terms, settle debts, or make payments to your creditors. All payments described in the Service are payments you make directly to your creditors outside of Debt Resolver.

5. Paycheck Planning Features

For features that suggest which paycheck to use for a given payment (if and when available), any such suggestions are informational only, based on the dates and amounts you provide. We do not know your lender's grace periods, late fee policies, or your bank's deposit timing. Always verify due dates and deposit timing with your bank and creditors.

6. Your Responsibility

You are solely responsible for your financial decisions, including which debts to pay, when, and how much. Debt Resolver is a planning tool to support your decision-making, not a substitute for it.

7. Consult a Professional

If you need personalized financial, legal, or tax advice, please consult a qualified professional, such as a certified financial planner, accountant, or credit counselor.